i-Pay is PCI DSS compliant in terms of safety and security. We never record our client’s CVV number to guarantee their credit and debit card information is totally secure. All monetary transactions on i-Pay are carried with 128-bit encryption SSL security. We additionally participate in real-time monitoring and transaction engine to get rid of suspicious transactions and make sure our customer’s cash is totally secured.
Your I-Pay ID + Password alone are insufficient to get to your I-Pay Wallet. Regardless of whether somebody takes your I-Pay ID and Password, it is beyond their reach to login into your i-Pay account as OTP is sent to your registered mobile number. The best way to access your account is to ensure you have your i-Pay ID and Password plus your own device or new device with the OTP sent to your registered mobile number.
You would now be able to use your phone’s set to screen lock/ password/ pattern/ pin/ fingerprint / Face-recognition as your second degree of security to get to i-Pay. You will be approached to reconfirm your PIN before you can make any payment using the i-Pay Wallet. This dissuades any unapproved access to your Wallet account. You will get only 5 attempts to use your credentials to log in or your account will be suspended and then locked/blocked till we further unblock your account. You can securely reset your PIN, Password using your mobile or email address without any hassle.
For every top-up, we take care of your transaction. Our 128 bit encryption security makes sure that your top-up is always authenticated with OTP for max security and ensures a smoothed out experience while using our app.
Our multiple layers of security ensure that in case you lose your device you can logout your i-Pay account and make sure your account is not traced or hacked down.
i-Pay currently use STRIPE to get card payments. This payment gateway is audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, Stripe makes use of best-in-class security tools and practices to maintain a high level of security.
Your data and personal information is store in Microsoft Servers
Data on the Microsoft platform is always encrypted in transit, except for data that moves within customer controlled networks (such as Virtual Networks and ExpressRoute). Microsoft's secure network also has built-in mechanisms to protect against distributed denial-of-service (DDoS) attacks.